Globalance Bank Ltd. is obliged to publish details about all partner countries which Switzerland has concluded an agreement on the automatic exchange of information with. The current list of these countries can be found at the following address: https://www.sif.admin.ch/sif/en/home/multilateral/steuer_informationsaust/automatischer-informationsaustausch/automatischer-informationsaustausch1.html
Any data entered for the newsletter will be transmitted unencrypted. Newsletters will be sent unencrypted by ordinary e-mail. Unauthorised third parties might thereby gain knowledge of the sender, the recipient and the transmitted contents and use such information to draw conclusions on a potential business relationship. Personal data might also be transferred to other countries where the data protection level is lower compared to that in Switzerland. Bank-client confidentiality cannot be guaranteed to this extent. To that extent, you exempt the Bank from the obligation of bank-client confidentiality.
The newsletter service is offered in cooperation with a third-party company acting as processor that is based in Switzerland. The data entered for newsletter subscription will be stored and treated confidentially by the third-party company in Switzerland on behalf of the Bank.
Are my deposits protected by the esisuisse deposit guarantee scheme? Yes, Globalance Bank AG, like every bank and investment firm in Switzerland, is obliged to sign the self-regulation “Agreement between esisuisse and its members”. Deposit protection in Switzerland is guaranteed by esisuisse and the system of deposit protection is explained in detail at https://www.esisuisse.ch/en.
Deposit protection protects credit balances on accounts of private and corporate clients in the event of bankruptcy of a bank or investment firm. The protection is regulated by law. Protection is limited to a maximum of CHF 100,000 per client and institution. Several accounts are counted together. esisuisse guarantees the coverage of the secured credit balances within the framework of the self-regulation of Swiss banks and securities houses. Credit balances at Globalance Bank AG are secured by the deposit guarantee.
Globalance Bank AG (hereinafter referred to as “Globalance” or “we”) provides various information about its products and services offered on its website www.globalance.com (hereinafter referred to as “Website”). Globalance makes every effort to ensure that information available on the Website is accurate and up to date. However, Globalance is unable to guarantee that this information is accurate, complete and/or up to date. Use of the Website is at your own risk. By using the Website, you accept these Terms without reservation or limitation.
The products and services are presented on our Website on a non-binding basis and do not constitute an offer. Globalance explicitly reserves the right to change the products and services as well as the contents, such as e.g. pictures, texts and descriptions of our products and services, at any time and without notice. Figures, images, brochures, advertisements and other information relating to our products and services are provided for informational purposes only and do not constitute advice and are not binding for Globalance. Opinions and other information (including forecasts of future developments) are not provided to serve as a decision-making tool for legal, tax or other matters. For such information, please approach a qualified specialist from Globalance to advise you.
The information and content published on our Website are the property of Globalance or the respective rights holder. This includes, in particular, the copyright and trademark rights to information and signs as well as the content and structure of the Website. Any downloading, reproduction, editing, distribution or any other form of use of such information and contents are permitted exclusively for the intended purpose or with the prior written consent of Globalance or the respective rights holder. Globalance and the corresponding rights holder explicitly reserve all rights in this respect.
If you have any questions or suggestions regarding data privacy, please contact us by e-mail at [email protected].
Globalance may, at any time and without giving any reason, temporarily or permanently block the Website, restrict the access to it or make it subject to certain conditions. Users do not have a legal claim to access and use our Website or to enjoy its uninterrupted and/or error-free (technical) operation.
Any use of our Website in a manner that could jeopardise its proper operation is prohibited. Users undertake to refrain from overusing our Website.
International security standards have been implemented for the Globalance Website. Nevertheless, it is the responsibility of the user to protect their own computer/device against malicious software and viruses and/or unauthorised access to personal data. Globalance accepts no responsibility for any damage caused by viruses, other harmful programmes or by any other means to the website user’s computer equipment, software or data (including loss of protection, completeness and/or availability).
The Internet is a medium that is accessible worldwide and by anyone. Ordinary e-mails or other messages via electronic telecommunication services (such as e.g. the online contact form, SMS, voice messages) (hereinafter referred to as “Ordinary Electronic Messages”) sent via the Internet are neither protected, confidential nor secure. Ordinary Electronic Messages can therefore be intercepted, viewed, modified or lost at any time and from anywhere by unauthorised third parties, for example by the use of malicious programmes. Electronic messages might also leave Switzerland, even if both the sender and the recipient are located in Switzerland.
If you wish to send us messages containing confidential information (such as e.g. account number, IBAN), we advise you to use a medium with secure transmission (such as e.g. encrypted e-mails). Insofar as you nevertheless use Ordinary Electronic Messages for the transmission of confidential data, you accept the risk of disclosing the banking relationship and bank/client information to third parties and release Globalance from any liability for damages arising from the use of Ordinary Electronic Messages, insofar as permitted by law.
The client acknowledges that the Bank will generally only accept orders for transactions in writing. However, the Bank is entitled, but not obliged, to accept orders through other communication channels at its own discretion.
The client acknowledges and agrees that telephone conversations conducted with the Bank may be recorded for evidence purposes and can be retained in accordance with legal provisions.
Globalance organises regular webinars and client events on specific topics and occasions. By participating in such an event (e.g. by means of a Zoom or MS Teams call) and by indicating the correct name of the client, which is visible to other participants, third parties might be able to conclude the existence of a customer relationship with Globalance. Bank-client confidentiality cannot be guaranteed to this extent. By participating in such an event, you release Globalance from the obligation of bank-client confidentiality to this extent.
This Website may contain links to other websites operated by third parties over which Globalance has no control. Such links are provided only as a convenience for the users of our Website. Globalance provides no guarantee or warranties as to the correctness, accuracy, up-to-dateness or completeness of the links and the information contained on these websites and disclaims any liability for the content of these websites. The inclusion of a link to a third-party website does not imply that we approve or authorise the content of that website.
Any liability on the part of Globalance, its directors, employees or support persons and other persons involved in the creation, production or transmission of this Website for direct damages or for indirect or consequential damages of any kind whatsoever for any legal reason arising out of or in connection with the use of this Website is expressly excluded, subject to mandatory statutory provisions. This includes, in particular, damages caused by the information provided as well as by functional limitations of the Website, disruptions caused by third parties or any errors in the transmission of electronic messages.
The use of the Website and its content are exclusively and completely subject to Swiss substantive law (to the exclusion of the conflict of laws norms). The exclusive place of jurisdiction shall be at the competent court in Zurich, Switzerland.
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